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If you are doing online payment or trying to get payment from someone at any online platform then always try to use UPI payment method.
Why UPI payment method?
1- From this way you don’t need to share your personal card details or bank account details to anyone.
2- Time consuming- if you are making any payment then don’t need to have any bank details of someone, like bank name IFSC code and so many things so it will save your time too.
3- Few payment apps allows to change your UPI id. That means in case if you ever feel unsafe after making any payment, you can change your UPI id too.
4- With the help of UPI you can get payment from any payment app or website. It will doesn’t matter other user any other bank app or website if you wants to take payment from someone you need to give only your UPI id.
5- With the help of UPI you can get secure from QR code scan kinds of frauds.
6- As much as i know UPI transactions are free. But it will depends on bank so i will advice you before making any transaction you can confirm this information from your bank or that app which you are going to use for transaction.